Accidents and illness happen at the most unexpected and inconvenient times.  Regardless of whether you are enjoying a relaxing holiday on a seaside beach or driving to work in the morning, these health incidents come into our lives regardless of whether it is convenient for us or not.  Medical costs abroad are now skyrocketing, making it more expensive for travellers who find themselves in a hospital or involved in accidents in other countries.
 
Less than 60 countries in the world have reciprocal healthcare arrangements with Great Britain.  This means that if you break a leg in the United States or get ill enough to warrant a hospital stay in Spain, the traveller will be responsible for astronomical medical bills, sometimes into the tens of thousands of pounds.  One accident or illness whilst on holiday could potentially mean bankruptcy for some individuals.

That is why travel insurance is so important to travellers from the UK, and this is the reason that it has gained in popularity in recent years.  By protecting holiday travellers in case of medical expenses incurred in other countries, travellers can enjoy their time away and relax without the worry of possible catastrophe befalling them, health-wise.

Travel insurance is not just for medical expenses, though.  In the event of loss or theft of luggage, loss or theft of passports and money, and repatriation costs and cancelled or delayed flights; travel insurance will be there to cover travellers.  With all of these potential problems, travel insurance coverage can be one of the smartest decisions a traveller makes when going on holiday.