Travel insurance is designed to provide travellers with reimbursement for unused payments and non-refundable deposits in the event a trip is cancelled. This cancellation may occur due to unforeseen events, such as a sudden illness or inclement weather.

Having reliable travel insurance when it matters most can save you thousands. For a small investment, it is often worth getting travel insurance for the extra protection. Since not all travel insurance policies are equal, it is a good idea to make certain you are covered for the events that matter most to you.

Cancelled or Delayed Flights

Typically, travel insurance will cover delayed or missed flights. If you are taking a flight or a ferry, then it is possible you may experience a delayed departure. To qualify for reimbursement, the flight needs to be delayed by at least 12 hours. When you choose an insurance company, make sure they cover flights inside the UK.

Hotel Cancellations

Paying for a hotel in the UK is often more expensive than in foreign countries, so this is another excellent reason to take up travel insurance. During a UK holiday, the potential to lose a lot of money from a cancelled hotel reservation would end up costing more than paying to be covered for this through travel insurance.

Personal Items

The loss of luggage or other personal items during a trip can have a devastating effect. Most people travel with expensive, high-tech gadgets. The cost to replace a lost or stolen tablet or phone will cost more than a travel insurance policy.