Think home insurance and most people think broken windows or fire damage.  Indeed, most home insurance policies will cover these along with other damage to the structure of your property and, if you have contents insurance, your possessions within the home.  However, when buying insurance for your house and your belongings, few people know of surprising little extras that can make a big difference.

Often, for a little extra, gardens can easily be covered including any damaged plants and your trusted garden tools.  It is also possible to include emergency breakdown cover for when you are away from home and even safeguard against losing hundreds of pounds if your freezer stops working.  Some insurers offer legal cover and support as part of their package, giving you that extra piece of mind and many will pay up if you find yourself with a burst water pipe.  Indeed, many insurers will now pay for damage caused if the emergency services need to force their way into your home.

With the variety of insurers currently in the market and the ability to compare contents insurance policies instantaneously, there has never been a better time to find the right insurance cover for you and your home.  So why not see if you can get a little extra when the time comes to protect your home?