Statistics show that one in three pet owners in the UK have claimed on their pet insurance when their cat or dog became ill.  Pet insurance covers medical emergencies and accidents, but also covers less serious illnesses and procedures too, such as cuts, lameness and bites. 

Veterinary bills can quickly become very expensive, especially if your pet contracts an illness or injury that needs on-going treatment.  With a pet insurance policy these costs are covered, giving you complete peace of mind.

There are a number of other reasons to have a pet insurance policy.  For example, if you are hospitalised for any length of time following an emergency, pet insurance will pay for your pet to be cared for in kennels. 

Some insurance policies also include cover in case your pet is stolen or goes missing.  Some providers offer lump sums to help with advertising for your missing animal and even include the cost of a reward.  In the sad event that your animal is not found, then the insurer will offer a fixed amount relating to the original purchase price of your pet. 

Included in many pet insurance policies is accidental death cover, so you would receive a fixed sum in the event that your pet is fatally injured in an accident.

If you travel abroad regularly with your pet, then pet insurance is essential, especially if your pet passport is lost or stolen or your pet requires emergency medical treatment while you are abroad.